Medical stop-loss captive
Shining a light on stop‑loss.
Solas Re takes the risk, and every fee is transparent. Nothing is added into your risk: our fees come on the outside, as a flat PEPM.
Specific & aggregate
Both layers, with Solas Re taking the core layer of risk.
Self-funded & level-funded
For groups ready to own their plan and see their data.
No data, no problem
Technology-led underwriting lets us quote a group from its census, with or without claims data.
Transparency
We take the risk. The fees stay in plain view.
For maximum flexibility, Solas Re takes the risk and keeps every fee transparent.
With nothing added into your risk, our underwriting and administration fees come on the outside as a flat PEPM, so you can see exactly what pays for the risk and what pays for the work.
- Risk premiumPays for the risk; our fees sit outside it
- Flat PEPM feesUnderwriting and administration, shown separately
- Every line in writingItemized before we bind
Built for the CAA
Transparency the CAA is heading toward
At Solas Re we're focused on transparency, and on where the Consolidated Appropriations Act is going next.
Right now it's a challenge for carrier ASO arrangements to meet those transparency requirements, so for now we're steering clear of them. We require pre- and post-repricing transparency from our TPA partners.
What we write
- Independent networks
- Reference-based pricing
- Cash-based pricing
- Direct contract agreements
What you can count on
Plain terms, in writing
Every fee, disclosed
Every part of the cost is itemized in writing before we bind.
Flat fees, not percentages
We charge a flat PEPM for underwriting and administration, outside your risk premium.
Priced on your plan
Each group is renewed on its own results.
Data comes back to you
We ask for complete data, and we return what we see to the plans that shared it.
Bring us a group the old model priced wrong
Brokers, TPAs and employers: send us the census and the renewal. We'll come back with a quote and show you every line of it.